Our Services
Nearly everyone goes through three distinct phases in their financial lives. The timing and length of these phases varies for each and every person, but the need for planning in each phase remains consistent. Our process aims to plan for each of these phases, including:
- Foundational Planning: (this phase builds the foundation of every solid financial plan)
- Funding of emergency fund/cash reserves
- Foundational protection (i.e., disability/life insurance)
- Employer benefits (i.e., medical, dental, vision, etc.)
- Estate planning documents/beneficiary designations
- Accumulation Planning: (this phase encompasses the majority of most of our lives, i.e. 40-50 years)
- Employer-sponsored plans (Traditional/Roth 401k contributions/RSUs/Stock Options)
- Retirement savings outside of employer-sponsored plans/options
- Non-retirement/nonqualified savings and/or investment strategies
- Alternative/real investments (Real estate/crypto/private equity/etc.)
- Distribution Planning: (how do you keep the most of what you worked so hard to accumulate?)
- Tax-efficient distribution strategies that account for other income sources such as Social Security and/or pension benefits
- Gifting strategies that empower children/grandchildren to be fiscally responsible
- Charitable gifting strategies that help the organizations you care about...and possibly provide some tax benefits, if that's your thing ;)
- Intentional wealth transition (you built it, let's make sure what you built goes where you want it to)